Bank of Canada Rate Cut: What It Means for Your Real Estate Decisions

March 12, 2025 | MaxWell Realty Market Insights

The Bank of Canada has lowered its overnight rate by 25 basis points to 2.75%, marking its seventh consecutive rate cut. At MaxWell Realty, we understand that interest rate changes directly impact your real estate decisions, whether you're buying, selling, or investing. Let's break down what this rate adjustment means for the Canadian real estate landscape.

Key Points About the Rate Cut:

  • Overnight rate: Reduced to 2.75% (down 25 basis points)
  • Bank Rate: Now at 3%
  • Deposit rate: Adjusted to 2.70%
  • Policy stance: Within the neutral range (2.25% to 3.25%)

The Economic Picture Behind the Decision

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Blooming Homes: How National Plant a Flower Day Can Transform Canadian Real Estate

Picture this: you step outside your front door, and the air is filled with the subtle scent of lavender, while vibrant blooms of coneflowers and tulips line the street. It's not just a daydream—it's the promise of National Plant a Flower Day, celebrated every March 12th across Canada and beyond. This delightful day invites us to dig into the soil, plant a seed or two, and watch as beauty takes root. But it's more than just a chance to brighten our yards—it's a golden opportunity for homeowners, realtors, and brokers in the Canadian real estate market to elevate properties, strengthen communities, and embrace sustainability.

At MaxWell Realty, a 100% Canadian-owned…

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Spring Forward: How Daylight Saving Time Creates New Real Estate Opportunities

A Canadian Tradition That Brightens Your Home Buying and Selling Experience

Did you know that Canada made history as the birthplace of Daylight Saving Time? On July 1, 1908, Port Arthur, Ontario (now Thunder Bay) became the world's first location to implement this time-shifting practice.1 Over a century later, this Canadian innovation continues to impact our daily lives—and creates unique opportunities in the real estate market.

At MaxWell Realty, we understand that timing can make all the difference in your real estate journey. As we prepare for the clock change in 2025, let's explore how those extra daylight hours can work to your advantage whether…

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Women in Canadian Real Estate: Celebrating Leadership & Innovation | IWD 2025

International Women's Day 2025 spotlights the theme "For ALL Women and Girls: Rights. Equality. Empowerment" – a perfect moment to recognize the powerful impact women are making across Canada's real estate landscape.

At MaxWell Realty, a proudly 100% Canadian-owned company founded in Alberta, we believe diverse perspectives create exceptional outcomes for our clients and communities. As we celebrate on March 8, we're reflecting on progress made and opportunities ahead for women in Canadian real estate.

The Changing Face of Canadian Real Estate

The numbers tell a compelling story:

  • Women represent 55% of licensed REALTORS® across Canada (Canadian Real…

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Thrive in Your Workspace: Tips for Organize Your Home Office Day

In today's evolving real estate landscape where remote work continues to shape how we live, a well-designed home office has become essential for many homeowners and buyers. Organize Your Home Office Day is approaching, and it's marked annually on the fourth Tuesday of March, it lands on March 11, 2025. This is the perfect opportunity to refresh your workspace and enhance both productivity and comfort. First celebrated in 1992, this day has grown in importance as more people work from home (Days of the Year).

It's all about creating a space that supports your goals—whether that's getting more done, feeling less stressed, or simply enjoying your surroundings. Let's dive into what…

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Canadian Ownership Matters: Why MaxWell Realty's Local Roots Matter More Than Ever

In today's rapidly evolving Canadian real estate market, where economic uncertainties and trade pressures are creating new challenges, the importance of working with a truly Canadian company has never been more significant. As a 100% Canadian-owned and operated real estate franchise, MaxWell Realty and its network of independent licensed brokerages stand uniquely positioned to serve our communities with deep local understanding and unwavering commitment to Canadians.

Deep Local Understanding in Challenging Times

In today's dynamic market environment, with significant economic changes affecting real estate decisions, having a truly local understanding of market…

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New Year's Real Estate Resolutions: Making 2025 Your Year for Success

As we welcome 2025, many Canadians are reflecting on their housing goals and aspirations. Whether you're planning to buy your first home, upgrade to a larger space, or invest in property, the new year presents an opportunity to transform these dreams into reality. At MaxWell Realty, we've guided countless families through their real estate journeys, and we've learned that success often starts with clear, actionable resolutions.

Setting Smart Real Estate Goals for 2025

The start of January brings a surge of motivation, but lasting success requires more than just enthusiasm. Consider breaking down your real estate goals into manageable monthly steps. Whether you're aiming to buy…

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